What is a buildings home insurance quote UK?

A buildings home insurance quote UK is a price given for one part of a house insurance policy offered in the United Kingdom, and provides customers with financial peace of mind should the worst happen to their home.

A buildings home insurance quote UK provides customers with insurance against fire, water damage, flood damage, storm damage, vandalism and theft and covers the structure of their home.

What exactly does my buildings home insurance quote UK cover?

Your buildings home insurance quote UK will cover all the normal things you would expect from a buildings cover insurance policy. This includes the structure of your home, including the roof and tiles, walls with windows and doors, and anything else that is built into your home. This could include built in wardrobes or cupboards, as well as your bathroom suites and any kitchen units and worktops you have in your home.

Your buildings home insurance quote UK also covers any outbuildings you may have. These outbuildings include your garage and shed, but not their contents, as well as any other outbuildings you may have, like a car port.

Your external fences, walls, gates and doors are also covered by your buildings home insurance quote UK.

What is not included in my buildings home insurance quote UK?

Your buildings home insurance quote UK will not include any of the contents of your home. To insure the contents of your home you will need a contents insurance policy alongside your buildings home insurance quote UK.

The contents of your home include the carpets, furnishings, like lampshades and curtains and all the furniture in your home. The contents also include any electrical equipment, clothes, shoes etc that you have in your home.

Do I need a buildings home insurance quote UK?

Not every customer will need a buildings home insurance quote UK. Those who are not responsible for the actual structure of their home, like those who rent, or those who own their flat through a leasehold are not responsible for the structure of their home. That is the landlord of freeholder’s responsibility and they will need the buildings home insurance quote UK.

If you are unsure, contact a buildings home insurance quote UK provider, who will be able to talk you through your options.

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