What is buildings home insurance quote?

A buildings home insurance quote is the price given for the part of home insurance that looks after the structure of the home, also known as buildings cover.

Home insurance provides customers with financial protection should anything happen to their home, or the contents of their home. The contents of a customer’s home will be looked after by a part of home insurance called contents cover.

What does my buildings home insurance quote cover?

A buildings home insurance quote will cover the actual structure of your home, and includes the doors, windows, walls, roof and tiles, as well as any plumbing and built in structures within in the home. This does not include your carpets, which are covered separately by your contents cover.

You buildings home insurance quote will cover the built in items within your home like any built in wardrobes, kitchen units and your kitchen worktops, and your bathroom suites.

The buildings home insurance quote also covers any external structures, including your garage and shed, as well as any walls, gates and doors you have on your land, but away from the actual house itself.

What does my buildings home insurance quote cover me against?

The buildings home insurance quote will cover you against a variety of different instances, and each insurers list of insurable circumstances will vary slightly. Generally the average buildings home insurance quote will cover a customer against damage caused by fire, theft, vandalism, water damage caused by burst pipes or leaks in the home, storm damage and flood damage.

Why do I need to look at a buildings home insurance quote?

There are many people who will need home insurance, as it covers everything in your property, as well as the property itself. Not everyone is however responsible for the whole property, so not everyone needs the buildings home insurance quote, as they will just need contents insurance. A customer who rents their home does not need a buildings home insurance quote as they are not responsible for the actual building, but the landlord would need a buildings home insurance quote as he needs to insure the building against anything that may happen to it.

Even people who own a flat, but don’t own the freehold (they own it through a leasehold) may not need a buildings home insurance quote as they are not always responsible for the building, often the freeholder is.

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